Probate · England & Wales
Monzo probate limit (2026)
Last reviewed 18 August 2026
The digital banks are quicker to deal with once notified, but their thresholds tend to sit well below the high street.
How much Monzo releases without probate
Monzo is understood to release funds within a range of roughly £5,000–£25,000 without a grant, depending on the balance and circumstances. Notification is handled through its in-app and online bereavement process.
Notifying Monzo
Monzo’s bereavement team can be contacted online; digital banks generally move faster than traditional ones once documents are received.
Questions
Does the threshold apply to the whole estate?+
No — it applies only to the balance held with Monzo at the date of death, not to the estate as a whole.
Sources. Monzo bereavement information; figure marked published or secondary convention and dated at review. Confirm with the bereavement team before relying on it.