Probate · England & Wales
Co-operative Bank probate limit (2026)
Last reviewed 18 August 2026
The Co-operative Bank publishes less on this than some, so the safest course is to ask directly rather than rely on a quoted figure.
How much Co-operative Bank releases without probate
The Co-operative Bank applies its own threshold below which it will release funds without a grant. Because it does not clearly publish the figure, confirm the current position with its bereavement team before assuming either way — we will not state a number we cannot source.
Notifying Co-operative Bank
Contact the Co-operative Bank’s bereavement team to notify a death and establish whether a grant is required.
Questions
Does the threshold apply to the whole estate?+
No — it applies only to the balance held with Co-operative Bank at the date of death, not to the estate as a whole.
Sources. Co-operative Bank bereavement information; figure marked published or secondary convention and dated at review. Confirm with the bereavement team before relying on it.