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Probate · England & Wales

Bank or solicitor for probate?

Last reviewed 18 August 2026

When a bank offers to act as executor it wears the reassuring face of the familiar — but its bill is calculated quite differently from a solicitor’s, and the gap can be startling.

How each charges

Banks and trust corporations acting as professional executor commonly charge a percentage of the estate — often 1–4%, sometimes more, occasionally with a minimum. A solicitor is more likely to offer a fixed fee for the same work, or an hourly rate. Because the percentage rises with the estate while the work does not, the bank’s charge on a large, straightforward estate can run to many times a solicitor’s fixed fee.

A worked comparison

On a £600,000 estate, a 2% executor charge is £12,000; a solicitor’s fixed fee for the same straightforward administration might be £3,000–£4,000 plus the £526 court fee. The convenience of a bank can be real, but it is worth pricing before you appoint one — and you can usually appoint a solicitor, or act yourself, instead.

Questions

Do banks charge more than solicitors for probate?+
Often, yes, on a large estate — banks tend to charge a percentage, which can far exceed a solicitor’s fixed fee for the same work.
Can I remove a bank named as executor?+
If you are a beneficiary, you cannot simply remove them, but a professional executor can often be persuaded to renounce, or replaced by agreement. Take advice.

Sources. Provider pricing for professional executors (cited at build); SRA transparency rules.